The term “HIT” in the credit file metadata indicates that the credit bureau was able to successfully locate and retrieve the applicant’s credit file during the screening process.
In other words, a “HIT” confirms that:
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The applicant’s credit profile exists with the bureau.
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The system was able to match the applicant’s information to a valid credit file.
This is a standard term used to reflect a successful credit file match. If the status were “NO HIT”, it would mean the bureau was unable to find a matching credit file based on the provided information.
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