If you’re a renter, you’re likely paying thousands of dollars every year — but did you know those payments could be working for you?
Rent Credit is a simple, affordable way to build or improve your credit score by reporting your rent payments to Equifax, one of Canada’s major credit bureaus.
Why It Matters
Rent is often the largest monthly expense, yet most credit files don’t reflect it. Rent Credit changes that — by turning your on-time rent payments into credit-building power.
Benefits include:
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Boost your credit without taking on debt
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No landlord permission required
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Credit-building results in as little as 3–6 months
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Helps you qualify for loans, credit cards, and mortgages
Who It’s For
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Renters with thin credit histories
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Newcomers to Canada
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Students or recent grads
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Anyone looking to strengthen their financial profile
