The Monthly Debt Payments are the summed-up amount of all recurring monthly (or bi-weekly) debt payments on the credit report.
The individual monthly debt payments are shown in the Tradelines Payments section below. It’s important to take these obligations into account because they will have an impact on the tenant’s disposable income and ability to pay rent.
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The Revolving Credit section represents the total amount of credit card debt an individual has incurred.
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The Other Credit section shows other credit (everything other than credit cards) that is under the applicant. This includes items like credit lines with banks, phone payments, etc. The Other Debt section will include the personal debts of the applicant such as personal loans taken out from financial institutions.
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The Automobile Loans, Student Loans, and Mortgage Loans show whether the applicant has monthly payments toward any of these respective loan areas.
