Rent Credit is a service that allows tenants to report their monthly rent payments to major credit bureaus, helping them build or improve their credit history without taking on additional debt.

Rent Credit reports monthly rent payments to Equifax, allowing renters to build their credit history. By consistently paying rent on time, customers can strengthen their credit profile, similar to how payments on other financial commitments, like credit cards or cellphone plans, work. Over time, this can make it easier to qualify for financial products.

No, you do not need your landlord’s permission. Rent Credit allows you to report your rent payments directly, so you can build your credit without landlord involvement.

Yes, you may need to log in monthly to confirm your rent payments to ensure accurate reporting.

Missing a rent payment can affect how quickly you build credit. Rent Credit does not report payments more than 30 days late.

Rent Credit will appear as a tradeline on your credit report, reflecting your rent payment history.

If your rent amount changes, you can contact us at 1-877-978-1404 or info@singlekey.com with your updated lease details to ensure accurate reporting.

Yes! If you paid more than one month of rent at the same time, simply upload the same proof of payment document for each month you paid. To make sure your report is processed quickly, we recommend explaining which months were paid and the amounts in the Additional Information section on the payment reporting page.