Rent Guarantee

Sometimes even the best tenants may have difficulty making rent. Rent Guarantee protects your property and rental income so you can take the risk out of renting.

SingleKey Landlord Rent Guarantee Insurance

Main Benefits

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Guarantee Your Rental Income 

You get paid even when tenants miss their rent payments. Singlekey covers up to 12 months or $60,000 of missed rent payments.

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Protect Against Property Damage

Protect your property with $10,000 of damage protection in the event of vandalism or willful damage by the tenant.

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No More Headaches 

Removing bad tenants is often a stressful and time-consuming process. SingleKey offers unlimited coverage of paralegal costs incurred during the tenant eviction process.

landlord rent guarantee insurance


Unlock stress free renting
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Tenant Credit & Background Check

Fast and easy tenant screening that goes beyond credit scores to include a criminal background checks, social media scans, employment history, income information and more.

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Automatic rent Collection

No more late payments with pre-authorized debit. SingleKey collects your rent and guarantees you get paid on time if tenants fall behind on their payments.

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Delinquency Resolution

Tough tenant? Our paralegal team will deal with bad tenants through mediation or eviction if necessary, saving you time and stress.


As easy as 1-2-3

  • Screen Your Tenants

    Invite your tenants to apply online and receive a detailed report including an Equifax credit check, income and employment history, criminal records, a social media scan and more.

  • Upgrade and Guarantee your Rent

    Upgrade to the Rent Guarantee program and say goodbye to dealing with missed payments, early termination, tenant evictions and legal fees.

  • Enjoy Hassle-Free Renting

    We will collect your rent and be there every step of the way to ensure that your rent is always paid.

tenant verification reports with credit report and background check

Built to last

Whether you’re an experienced landlord or just starting out, we’re here for the long run. SingleKey is a participating member of a Protected Cell Captive insurance company that is one hundred percent re-insured within the Lloyd’s Lloyds Crest Lloyds Market rated A+ by A.M. Best.
SingleKey is a participating member of Rentalis Insurance Company Inc., a protected cell captive insurance company reinsured by reinsurers rated AM Best A or better.

Trusted By


What others
are saying
October 7, 2020.
They helped me out at the tenant credit check very quickly and it was a very professional report. I will use Singlekey next time due to very good services they provided.
00 7
00 7
October 3, 2020.
SingleKey is providing Ontario landlord with the most needed insurance, from screening tenant to tenant moved in. I have been looking for this kind of service for years, now I finally find it.
Eropa Stein
Eropa Stein
September 18, 2020.
SingleKey has helped me throughout my rental process. Highly recommended!
Alykhan Madhavji
Alykhan Madhavji
September 14, 2020.
Highly Recommended!
Teesha Borelli
Teesha Borelli
September 1, 2020.
I've been extremely pleased with the great detail in the credit reports. It really helps me to see everything that I need to know to choose my tenants. And Viler at Singlekey has been helpful both times that I've had to reach out to Singlekey. They are constantly working on improving their already superior system and reports. This company is changing the game! Great job Singlekey! Keep up the great work!
Sim Sam
Sim Sam
August 18, 2020.
I’ve used Singlekey services for various tenants and I have to say it’s an excellent way to have a detailed report. Their support services are awesome. They’re very customer oriented and very helpful.
Lisa M
Lisa M
August 14, 2020.
We used SingleKey for a prospective tenant reference check. Very impressed with the incredibly fast turn-around (within 20 minutes) and the detailed, informative report. Love the instant chat feature for questions. Thank you.
C Parent
C Parent
August 14, 2020.
I used to use a different company, who were decent but when they quit using Equifax and switched exclusively to Transunion, I went looking for a different company to use. A fellow landlord recommended Singlekey to me and was I ever blown away by how much more detailed they were!! I've now done 5 reports through them and have been very pleased with the results!! The best part is that I can fill in the prospective tenant's name, phone number and email address, pay for the report and it emails the application to the tenant to fill out! This is sooooo much easier than having to get tenants to fill out paper applications and then re-enter all their info into a database before being able to get a report! When I had some issues one time, I used the chat feature and actually got a live person who was able to help me with no trouble!! I highly recommend this company!!

The Rent Guarantee program includes:

– Guaranteed Rental income for up to 12 months or $60,000 per lease
– Damage protection from willful tenant damage up to $10,000 per lease
– Unlimited coverage of Legal Fees incurred during the eviction process
– Automatic Rent Collection via PAD
– Tenant Credit & Background Check

The program fee is 4.99% of the monthly rent, charged monthly.

We can deduct the fee when we process your monthly rent payments (optional) or we can charge your credit card on a monthly basis for the term of the lease. After the initial lease term the Rent Guarantee goes month-to-month and you can cancel by providing 30 days notice.

Since we collect the rent for you, we will know right away if the tenant hasn’t paid and we will take action to contact the tenant and collect the rent. If the tenant is unresponsive, we will continue to pay your rent for up to 12 months while working with our paralegal team to remove the delinquent tenant.

In the case of negligent or wilful property damage by the tenant, please notify us within the next business day and we will be reimbursed up to $10,000 of damages if the tenant refuses to pay.

To start the Rent Guarantee we need the following documents:

1. Credit Report for each tenant – we can help with this

2. Signed lease agreement by the tenant

3. Proof of income in the form of recent Paystubs, T4, Bank statement or Employment Letter

We also recommend that the landlord performs a Pre‐Inspection report, including images of the property detailing the condition of the unit prior to tenant move‐in; as well as proof of property and liability insurance

The good news is that we do not qualify tenants based solely on their credit score. To ensure affordability, we require that the rent cannot exceed 45% of tenant’s gross household-income.

Yes, we can guarantee new and mid-lease tenants. For existing tenants, we simply require confirmation that the tenant has made their past rent payments on time.

Get Started

Click for the BBB Business Review of this Screening - Tenant in Toronto ON



The SingleKey Rent Guarantee coverage is provided by Lloyds Lloyds Crest Lloyds, rated A+ by A.M. Best. Coverage is offered in the form of a surety performance bond. SingleKey is a participating member of Protected Cell Captive insurance company that is one hundred percent reinsured within the Lloyd’s Market rated A+ by A.M. Best. 

Looking to Learn More?

Download a brochure of the Rent Guarantee Program.